Audio Visual Sales, Rentals & Service in Murfreesboro TN

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Types Of Liens On Real Estate

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-A lien is a legal recorded claim against a property. The claim encumbers the property as a means to regain money owed, such as a mortgage, property taxes, or an unpaid debt owed to a undertaker of a package deal who performed work on the property. There are other reasons liens are recorded against a property.

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-Equitable lien. When a property is held as collateral and the parties agree in a document, that the property is used to regain the debt.

-General liens. These liens all real estate and personal property. Court ordered judgments, probate actions, and Irs taxes fall under this category.

-Judgment lien. This is the supervene of an operation by a party or government department straight through a court of law to regain cost on a claim.

-Involuntary lien. State statues create real estate property taxes. These taxes are a claim against the property and the property owner assumes the model when purchasing a home. Unpaid taxes can supervene in a specific involuntary lien.

-Specific liens. Special assessments and mechanics liens fall into this category. Unpaid contractors from home repair and remodeling projects can file a specific lien. Homeowner associations and local governing bodies can issue Special assessments for repairs and improvements. Failure to pay these Special assessments can supervene in lien being settled against a property.

-Voluntary lien. When you have a mortgage and voluntarily agree that the mortgage lien is safety for the lender in case you default on a mortgage loan.

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An In-Depth Study Of A Pioneer Of The modern Missionary Movement - Case Study Of William Carey

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1.0 Introduction

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It is incontrovertible that Christianity was a working missionary practice for a thousand years from the days of the apostles. The Church initially won the Roman Empire from heathenism to Christianity in the first four centuries of its history. The advancing hordes of barbarians were subsequently conquered. Unfortunately, after the tenth century, church, state, pope and emperor fought for supremacy. A sad realization is that the missionary spirit declined, though it was not entirely lost. The Reformation did not legitimately enlarge the church but was more concerned with efforts to purify and reorganize the church. In the later age of the Reformation, the first overall efforts to Christianize the heathen was were made, not by Protestants, but by Roman Catholics. It was legitimately embarrassing to Protestants to hear that Roman Catholic missionaries were "writing off the Protestant movement because it was not sending missionaries" (Winter 1999, 212). The Moravians began to form foreign missions by 1932. It is believed that in proportion to its small membership at home, no other denomination has maintained as many missions as the Moravian Church. Writers contest the beloved view that British missions began with Carey. It is argued that "strictly speaking, this is not correct" (Kane 1975, 81). The society for the Propagation of the Gospel in Foreign Parts are cited as supportive evidence. However, the point of this in-depth study is that Carey brought a veritable revolution in missionary thinking and planning. Carey realized that "at the very heart of the Church''s occupation in the world is the announcement of the kingdom of God inaugurated in Jesus the Lord, crucified and risen" (Scherer and Bevans 1992, 73). This truth is legitimately the lifeblood of missionary inspiration and endurance. Carey himself expressed the connection:

When I left England, my hope of India''s conversion was very strong. But amongst so many obstacles, it would die, unless upheld by God. Well, I have God, and His Word is true. Though the superstitions of the heathen were a thousand times stronger than they are, and the example of the Europeans a thousand times worse, though I were deserted by all and persecuted by all, yet my faith, fixed on the sure Word, would rise above all obstructions and overcome every trial. God''s cause will triumph (Piper 1993, 14).

2.0 Short History Of The Early Life Of Carey

William Carey was born in Paulerspery, Northamptonshire, England on August 17, 1961 (Encyclopaedia Britannica, 15th ed., s.v. "William Carey"). Great men legitimately have humble beginnings. There is miniature data about young Carey during his teen years.

He initially worked with his father and at the age of fourteen he apprenticed himself to Clarke Nichols, shoemaker at Hackleton, where he worked for twelve years. At the age of eighteen, he was led straight through the influence of a pious fellow apprentice (John Warr) to the faith in Christ and became an earnest Christian and preacher of the gospel. He left the Church of England and began preaching in nearby Churches. At twenty-six, Carey was "formally ordained by John Sutcliff, John Ryland and Andrew Fuller" (Kane 1975, 84).

On May 19, 1781, three weeks before William and Dorothy were married in Piddington, members of the nearby Hackleton Meeting House organized themselves into a church. The members had been meeting for worship as dissenters for fourteen years. The Carey marriage coincided with the beginnings of their involvement in this new Hackleton Church. When Carey applied for membership with the Baptist Church in Olney, it took a year before this call was recognized. In 1786, he became pastor of the Baptist Church at Moulton. Although he was progressing spiritually, it is worth mentioning that "three children arrived in the Carey family during their five years in Moutlon: Felix, 1795; William, 1798? And Peter 1789" (Beck 1992, 47). It is therefore evident that care for the growing family consumed Dorothy''s time and energy.

In his intense desire to learn, Carey often borrowed books he could not afford to buy returning them after mastering their contents. It is intelligent to note that "in order to study the Bible better, he went beyond Latin to learn Greek and Hebrew. Then he added Dutch and French" (Harold 1967, 55). In his office was a crude leathern globe with the continents and the nations of the world, on which he had traced the travels of explorer Captain Cook, England''s idol of the hour. It was "China. Burma. Africa! Or he stared at the map on the wall. ''Captain Cook. Tahiti. Australia. Botany Bay" (Beka 1993, 83).

3.0 The Dawn Of A New Era

Carey challenged the hyper-Calvinist view, prevalent among British Baptists that "God would bring the nations to Christ without human assistance" (Anderson 1998, 115). In other words, he "contended against a theology which supposed that the commission had been repealed" (Hedlund 1985, 210). As he studied the Scriptures, Carey noted that "it was the church''s company to take these [heathen] people the Gospel... Others did not agree" (Cook 1967, 55). It is admitted that although a few shared his vision, "among them John Sutcliff, Andrew Fuller, Samuel Pearce and others, even they counseled caution and delay in the performance of the plan" (Kane 1975, 85). The beloved catalogue has been re-echoed that the elder Dr. John Ryland rebuked Carey for his missionary zeal when he retorted: "Young man, sit down, sit down. You''re an enthusiast. When God pleases to change the heathen he will do it without your aid or mine" (Houghton 1980, 203).

3.1 The Enquiry

Carey''s missiological pamphlet, An Enquiry into the Obligations of Christians to use Means for the Conversion of the Heathens (1792), vehemently argued that Christians should undertake evangelistic missions overseas. It is intelligent to gawk that the full title suggests a much longer publication than it turned out to be: An Enquiry into the Obligations of Christians to use Means for the Conversion of the Heathens, in Which the Religious State of the separate Nations of the World, the success of old Undertakings, and the Practicability of additional Undertakings are Considered. As he observed, "no wonder books of that day did not heed a table of contents. The title told all" (Beck 1992, 62). Indeed, "there is theology in Carey''s pamphlet and there is history and there is demography" (Walls 1996, 243). A critical examination of Carey''s Enquiry reveals that it was legitimately "a landmark in Christian history and deserves a place alongside Martin Luther''s Ninety-five Theses in its influence on subsequent church history" (Kane 1982, 147).

In the first section Carey asked the rhetorical question, is the Great Commission still binding? He forcefully argued that baptism stop if Christians are unwilling to go because both commands form a unified whole in Matthew 28. He believed that the so-called insurmountable barriers to missions (travel, language and climate) have all been conquered by English traders, the Moravians and Roman Catholics. Section 2 surveyed the Book of Acts as he reviewed the apostolic missionary journeys, both canonical and traditional. He traced the efforts of faithful missionaries to bring the gospel to Britain implying that even his readers would not yet have been believers if all old generations of Christians had treated the Great Commission as the English Baptists were treating it. Section 3 set out in tabular form Carey''s evaluation of the state of the world in relation to the Gospel. These displays of data foreshadowed missiologists such as Patrick Johnstone who have in more up-to-date years assembled similar material about the state of Christianity in the world at large. He observed that those who did not have the Bible were field to tragic conditions such as cannibalism and human sacrifice. Section 4 is an examination of the impediments to taking the Gospel to the heathen. The first was distance. Carey argued that up-to-date advances in the science of the mariner had removed this barrier. A second was the barbarous and savage manner of living of the heathen. Carey''s response was that it could only be an objection to those unwilling to expose themselves to inconveniences for the good of others. A fourth objection was the danger complex in going overseas. Carey noted that Paul and Barnabas were not afraid of being killed. A fourth objection complex the strangeness of obtaining the necessities of life. Carey wrote that the minister is not his own; he is a servant of God. The final objection had to do with language. Carey was inescapable that any language on earth could be learned in a year or two. His own caress with language had already been demonstrated that fact since "no second Pentecost was needed, only hard work. Missionaries would learn the language best by mingling with the people" (Beck 1992, 65). The pamphlet concludes with a plea for ongoing, united prayer.

It is evident therefore that the publication argued convincingly that "the New Testament command to ''preach the Gospel to every creature'' was as binding upon the Christians of his day as it was upon the apostle" (DuBose 1979, 22).

3.2 Epoch-making sermon

On May 31 1792, Carey preached his epoch-making sermon before a group of Baptist ministers at Kettering on the text ''Enlarge the borders of thy tent'' (Is. 54:2-3). The divisions of the sermon were: Expect great things from God and exertion great things for God. Although it was an unusual text for a missionary sermon, "Carey had determined to request for retrial for missions" (Cook 1967, 56).

3.3 The Baptist Missionary Society

Although Carey pleaded for notice after the sermon had a profound supervene on his hearers, action was not immediate. He did not relent. Four months later, he pressed again for action but the brethren wavered again. At the crucial moment, where all hope seemed gone, Carey took a booklet entitled Periodical catalogue of Moravian Missions from his pocket. With tears in his eyes and a tremor in his voice he said these preponderant words: "If you had only read this and knew how these men overcame all obstacles for Christ''s sake, you would go forward in faith" (Kane 1982, 147). The men agreed and the minutes of the meeting narrative their decision to form ''The single Baptist society for Propagating the Gospel among the Heathen. The Baptist Missionary Society, formed in 1792, was the British society organized especially for foreign missionary work. This society "was founded at Kettering, England with an initial fund of a miniature over thirteen pounds" (Cairns 1981, 402).

4.0 Carey In India

The first field of the Baptist Missionary society was India and Carey was the most preponderant missionary. Although the obstacles seemed insurmountable, he arrived in India in 1793 initially settling in the Danish colony at Serampore, about fifteen miles up the Hoopghley River from Calcutta. He would have preferred to work in British India but was refused passage by the East India company which regarded the nearnessy of missionaries as a threat to the peace and protection of its possessions. Even though he preached for seven years before he got his first native convert, he did not linger. He was faced with other challenges: "His child died. His wife was a burden... He got pessimistic, depressing letters back from England" (Beka 1993, 87). He perservered, even when a fool might have known the battle was lost. He completed a translation of the New Testament, setting a standard prose and an arrangement of Sanskrit borrowings which has affected Bengali prose to this hour. Tying Krishna Pal to a tree, John Thomas joined him to pray for his broken leg. Krishna was healed, converted and baptized in the River Hoogly. When invited to dinner, he ate beef with foreigners, thereby stunning a hard blow at an old and paralyzing religious doctrine of Ahimsa (the Buddhist religious doctrine that all living things are one and are sacred and thus the animals have proprietary just like humans).

At the height of lonely labours, Carey was joined by four British missionaries (Joshua Marshman and William War, and their wives). Marshman was an educator. Hannah, his wife, started a school for girls which was a perilous thing to do since the status of a woman in India was ridiculously low. Ward was a printer, producing what Carey translated. The translations of the latter came so fast that people began to call him the Wycliffe of the East. He not only translated or guided the translation of Indian classics, preserving thereby a wealth of antique prose and poetry, but also created dictionaries and grammars, so that even the humblest and the lowest might read. Chance the pages of the Bible to all India, he is also responsible for thirty one million pages of the Old and New Testaments in the language of the East. Before his death, he translated the Bible or parts of it into forty dialects and languages. Mission promoters daubed Carey, Marshman and Ward, in a unique partnership as the Serampore Trio. Carey spent well over half his time working as a Professor of Bengali and Sanskrit at Fort William College, Calcutta. In partnership with several veteran colleagues and scores of Judian pundits, he closed much of the areas of philology, Bible translation (into dozens of languages), orientalism, literacy, instruction (founding Serampore College in 1818), publishing, technology, relief work, social reform, botany, evangelization and mission promotion. Supportive evidence is presented justifying Carey as knowledgeable in Science, Mechanical Engineering, Economics, Medicine, Printing Technology, Mass Communication, Literature, Education, Mathematics, Indian Forestry, social Science, social Administration, Indian religious doctrine and History (Mangalwadi and Mangalwadi 1999).

5.0 Carey''S Legacy

It is worth mentioning that Carey had a major flaw. This may have resided in his miniature capacities for domestic relationships. He "did not seem to give a lot of attentiveness to his wife and sons" (Beck 1992, 138).

The above notwithstanding, Carey was legitimately a philanthropist, benefactor and humanitarian. He was able to put into supervene the earlier Protestant principles:

i. overall teaching of the Gospel

ii. Aiming at personal conversion

iii. Distribution of the Bible in local languages

iv. Study of the culture of the people and

v. Preparing of an indigenous church with national leadership as soon as inherent (Fuller 1980, 18).

With the aid of Indians and Englishmen, he filed a narrative with Lord Bentick, finest of India''s governors, that resulted in a law abolishing widow-burning (suttee). He had seen babies exposed in baskets in the trees, exposed to the pitiless sun and deadly white ants. He also saw them torn from their mothers and thrown to alligators and sharks. He was also influential in stopping infant sacrifice. After he saw a leper burned alive in 1812, he did not rest until he had brought about the Preparing of a hospital for lepers in Calcutta, the first in India. This preponderant Professor of Sanskrit was honoured in a government college by the very government that tried to keep him from preaching in India. Although he died like a humble patriarch in 1834, "seeds blew from his garden on the wings of the wind, taking root in far-off unexpected places" (Horton 1993, 89). It is intelligent to gawk that "when Carey launched the modern missionary movement nearby 1800, the world''s people was about 900 million" (Wagner 1974, 3).

A fitting tribute is paid to Carey attributing the formation of the under mentioned missionary societies largely straight through his labors and letters:

The London Missionary society (1795), the Scottish and Glasgow Missionary Societies (1976), the Netherlands Missionary society (1797), the Church Missionary society (1799), the British and Foreign Bible society (1804), the American Board of Commissioners for Foreign Missions (1810), the American Baptist Missionary Union (1814) and the American Bible society (1816) (Kane 1982, 148).

Carey''s influence "led women in Boston to form women''s missionary prayer groups, and women ultimately became the main custodians of mission knowledge and motivation" (Hiebert 1985, 286). single women began to go abroad as missionaries and by 1865 they had organized mission boards operated entirely by women.

6.0 Conclusion

It is true that serious missionary attempts had earlier taken place among English colonists in Northern America where John Eliot (1604-90), and the Mayhew family (first Thomas, Jr. [1621-57], and then his father, Thomas, Sr. [1593-1682] has led to the some Christian conversions among Algonquian-speaking Indians of Massachusetts and the Native Americas on Martha''s Vineyard and Nantucket. It is indubitable however that what began with Carey was "cross-cultural outreach with single-minded missionary purpose" (Noll 2000, 279).

Who then was William Carey? It is therefore incontrovertible that, among other things,
He was a pioneer of the modern missionary movement of the west, reaching out to all parts of the world; a pioneer of the Protestant Church in India; and the translator and publisher of the Bible in forty separate Indian languages. Carey was an evangelist who used every medium to illuminate every dark facet of Indian life with the light of truth. He is the central character in the story of the modernization of India (Mangalwadi and Mangalwadi 1999, 528).

Indeed, Carey is extremely revered by generations of Bengalis for his contributions to the renaissance of their culture. In many respects Carey restored the gospel to its central place in Christianity. In this leading sense, it recovered an element in the Holy Catholic church that the Reformation had obscured. It is a truism that "this catholicity began on Carey''s workshop map, [and] reached out to embrace new peoples in many new lands" (Shelley 1982, 402). I endorse the discussion that "few will wish to deny him the title of ''Father of modern Missions''" (Kane 1975, 86).

Works Cited

Anderson, Gerald H. Ed. 1998. Biographical dictionary of Christian missions. Grand Rapids, Michigan:

William B. Eerdmans Publishing.

Beck, James R. 1992. Dorothy Carey: The tragic and untold story of Mrs. William Carey. Grand Rapids,

Michigan: Baker Book House.

Cairns, E. 1981. Christianity straight through the centuries: History of the Christian Church. Grand Rapids,

Michigan: Zondervan Publishing House.

Cook, Harold R. 1967. Highlights of Christian missions: A history and survey. Chicago: Moody Press.
DuBose, Francis M. Ed. 1979. Classics of Christian missions. Nashville, Tennessee: Broadman Press.
Fuller, Harold. 1980. Mission-church dynamics. Pasadena, California: William Carey Library.
Hedlund, Roger E. 1985. Anthropological insights for missionaries. Grand Rapids, Michigan: Baker Book

House.

Houghton, S.M. 1980. Sketches from church history. Edinburgh: Banner of Truth Trust.

Horton, Beka. 1993. Book of the revelation: Church history. Pensacola, Florida: Pensacola

Christian College.

Kane, J. Herbert. 1975. A global view of Christian mission: From Pentecost to present. Grand Rapids,

Michigan: Baker Book House.

___________________ 1982. Comprehension Christian missions. 3rd ed. Grand Rapids, Michigan: Baker

Book House.

Mangalwadi, Ruth & Vishal Mangalwadi. 1999. Who (really) was William Carey? In Perspectives of the

World Christian Movement: A reader, 195-213.

Pasadena, California: William Carey Library.

Noll, Mark A. 2000. Turning points: Decisive moments in the history of Christianity. 2nd ed. Grand Rapids,

Michigan: Baker Academic.

Piper, John. 1993. Let the nations be glad: The supremacy of God in missions. Grand Rapids,Michigan:

Baker Book House.

Scherer, James A. And Stephen B. Bevans. Eds. 1992. New directions in mission and evangelism 1: Basic

statements 1974-1991. Maryknoll, New York: Orbis Books.

Shelley, Bruce. 1982. Church history in plain language. Dallas: Word Publishing.

Wagner, C. Peter. 1974. Stop the world: I want to go on. Pasadena, California: William Carey Library.

Walls, Andrew F. 1996. The missionary movement in Christian history: Studies in the transmission of faith.

Maryknoll, New York: Orbis Books.

Winter, Ralph D. 1999. The kingdom strikes back: ten epochs of redemptive history. In Perspectives on

the world Christian movement: A reader, 195-213. Pasadena, California: William Carey Library.

(c) Oliver Harding 2008

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What Tn Home Buyers Need to Know About Thda Loans

Rent To Own Homes In Nashville Tn - What Tn Home Buyers Need to Know About Thda Loans

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The Thda loan programs were designed to offer help to low to moderate income buyers in Tn seeking to purchase an affordable home. Here are the main things to know about Thda loans:

these loans can be used only for original residences in Tn from one to four units the loans are always 30 year terms with fixed rates. the borrower must qualify for an Fha, Usda Rural Development, or Va loan agenda before the loan can "become" a Thda subsidized loan program. The vast majority of Thda loans are Fha, since Fha loans have the broadest in eligibility requirements. Minimum credit score for any Thda loan is 620 as of right now. Thda loans can effectively make Fha loans near-100% or 100% financing when combined with available Thda grant money, a "community" 2nd mortgage agenda like The Housing Fund, or Thda's "Stimulus" 2nd mortgage program. Thda loans are made ordinarily to first time buyers (including citizen who haven't owned a home in 3 years); the irregularity to this rule is when a buyer is purchasing in a "targeted" county; for example, middle Tn "targeted" counties include Cannon, Clay, Dekalb, Franklin, Giles, Grundy, Hickman, Houston, Jackson, Lawrence, Lincoln, Macon, Marion, Maury, Stewart, Trousdale, Van Buren, Wayne, and White. Thda essentially sets its own subsidized or below-market rates, which are dependent on how much grant assistance one might need. There are 3 basic loan types: Great Rate (0% assistance), Great benefit (2% assistance), and Great Start ( 4% assistance) since Thda loans are intended for "modest" homes, properties must meet eligibility requirements; for example, the sales price cannot exceed the county's limit. There are only 2 limits in the whole state of Tn- either 6,100 or 0,160 (these limits are truly fairly liberal by Tn's standards). The counties which have the higher limit are the following counties: Cannon, Cheatham, Davidson, Dickson, Hickman, Macon, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, and Wilson. All other counties in Tn fall under the lower limit. the household income of the borrower(s) cannot exceed the mean income limit for the county, based on the number of persons in the household; for example, in Davidson County (Nashville), for a 1-2 person household, the total household income limit is ,900 right now. For a 3+ person household, the limit is ,635. The bottom limit in Tn is ,500 for 1-2 persons and ,675 for a 3+ person household. Thda loans limit origination fees to 1% and discount points to.25%, which naturally protects the buyer from getting overcharged. And since all Thda rates are the same regardless of the lender used, the main things a borrower needs to do is to make sure they feel the loan officer knows this agenda well, and that they feel comfortable working with that person. a homebuyer study class is strongly encouraged on the Great Rate program, and required for the Great benefit and Great Start programs; this class (if applicable) must be completed prior to the purchase, and must be done in-person. It only makes sense for these subsidized loan programs that borrowers know what they are getting into, how to budget, etc. The last thing Thda wants is for a borrower to lose their home. all Thda loans are field to a federal recapture tax provision if the purchased home is sold within the first 9 years. This tax sounds much worse than it is, though. A very small division of citizen have to worry about this, and even if they do, it's typically because their income or home value have gone up a good bit since the purchase. That's truly not a bad thing!

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Mechanic's Liens - Friday's Free Form - notice of Intent to Lien - general undertaker of a package deal

Homes For Rent In Murfreesboro Tn - Mechanic's Liens - Friday's Free Form - notice of Intent to Lien - general undertaker of a package deal

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How many times have you been in this situation: You are owed money on a construction project and are reasoning of filing a mechanic's lien. But you know that after filing it there will begin a serious dispute process, and probably inviting the hiring of lawyers on each side. You would like to send a notice to the other side telling them that if it is not paid, more serious steps will be taken. Well, there is a form to be used in this situation. In my experience, this is a very beloved form--so much so we would like to make it available to the construction industry.

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This form below warns the owner that you will be filing a mechanic's lien if payment is not made within ten days. Hopefully, it will originate a serious dialogue for settlement. Come up with your lowest line amount to determine and be prepared to offer it to the owner if he or she is negotiating in good faith. Remember that the last thing an owner wants is a lien on their property: it jeopardizes title, interferes with their connection with the construction lender, and prevents refinancing or sale. This notice is worded in a non-threatening manner so as to capitalize on this situation, with the owner knowing that you are required by law to file a lien within a set period of time or lose your lien rights.

Who Can Use This Form? All persons, either general contractor, subcontractor, or supplier.

How To Serve: There is no need to file this with the court or description with the recorder's office. It is naturally served by mailing.

Who To Serve: If you are a general contractor, serve the owner and construction lender. If you are a subcontractor or supplier, serve the owner, general, and construction lender.

How To Serve: Although not required, it is recommended for its effectiveness to be served by certified mail.

When: Serve ten days before you file or description the mechanic's lien. Remember, it does not extend the time to file a mechanic's lien.

Notarized? No.

Copies: The traditional signed copies are served. Keep an extra copy for your records.

Certificate Of Mailing. Use a acceptable Proof of service form. Sign this Proof (it is like a certificate of mailing) and staple it to the form so you have proof it was mailed to the assorted persons or entities.

Margins And Font. This is a Word document so use the following margins so it prints out properly: Top: 18 pt; Bottom: 22 pt; Left: 58 pt; Right: 58 pt. Type size is 12.

How To Use? Cut and paste the form into a new Word document.

Which States?

Use this notice only in the following states: Alabama, Alaska, Arizona, Florida, Idaho, Indiana, Iowa, Kansas, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and West Virginia.

As to California, you can use it until further notice. California is in the process of amending its mechanic's lien statutes which will need a definite notice. Check our web site for that new form.

Sample Form Starts Here

Notice Of Intention To File A Mechanic'S Lien (General)
(This is not a Mechanic's Lien, nor a reflection on the credit of any contractor)

__________________________________________________________________________________
Via Certified Mail

To Owner:

_________________________________________________
(name(s))

________________________________________________
(address--no. And street)

________________________________________________
(address--city, state, zip)

From general Contractor:

_______________________________________________
(name(s))

_______________________________________________
(address--no. And street)

_______________________________________________
(address--city, state, zip)

______________________________________________
(fax/phone)

Please take notice that the undersigned lien claimant intends to file a Mechanic's Lien against your asset if payment is not made for moneys owed as follows:

Project Name: __________________________________________________________________________________

Property subject To Lien (common road address or other description):
__________________________________________________________________________________

(1) general description of construction services furnished by Lien Claimant:
_________________________________________________________________________________
_________________________________________________________________________________
________________________________________________________________________________

(2) amount due: straight through _________ (date) is $ _____________ after just due (total performed, with extras of $ ___________ , less payments of $ ____________ ). Unpaid invoice(s) attached. Attorney's fees and court costs will also be requested.

The above-described work was provided to your property, at your instance, by the Claimant. If payment is not made within ten days (10) of receipt of this demand, Claimant intends to file a Mechanic's Lien, without further notice. If you have any questions or wish to make payment arrangements, please call immediately to discuss.

Dated: _____________

_______________________________________________
(Signature and Title)

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Homes for Sale in Murfreesboro TN 1660 St. Andrews Dr in Evergreen Farms

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Rhode Island Landlord Tenant and Eviction Law Faqs - Nonpayment Rent, Termination

Homes For Rent In Murfreesboro Tn - Rhode Island Landlord Tenant and Eviction Law Faqs - Nonpayment Rent, Termination

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1) How long does it take to evict a tenant for non-payment of rent in Rhode Island?

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In order to begin the process of evicting a residential tenant in Rhode Island (Ri) for non-payment of rent, the tenant must be more than 15 days late and then a five-day request consideration must be sent to the tenant. After the five days, you are entitled to file a complaint for eviction of the tenant for non-payment of rent and the court date will be nine days thereafter. If the ninth day falls on a weekend or holiday, then it will carry over to the next business day. After attending court to get the tenant out, it will take a minimum of five days to evict the tenant up to a inherent of a month or longer (if there is an appeal).

2) Is it legal to do a self-help eviction in Rhode Island?

No. Under Rhode Island law it is illegal for a landlord to do a self-help eviction. The landlord must go through the proper legal channels in order to evict a tenant from the premises. In the event that a landlord does an unlawful eviction, the tenant is entitled to secure damages against the landlord.

3) How long does it take to evict a month-to-month tenant?

In order to evict a month-to-month tenant, you are required to send a thirty-day consideration to discontinue the tenancy pursuant to Rhode Island law. After the thirty-day period has expired, then the landlord is allowed to file a complaint for eviction. This type of eviction is a lengthy process because you must not only wait the thirty days, but the tenant has a minimum of twenty days to retort and after that it takes a minimum of ten days before you can get a court date. After that court date, it takes a minimum of 5 days up to a month or longer to get the tenant out (depending on whether or not there is an appeal).

4) My tenant has a lease but is violating the lease and causing problems. What do I do?

Pursuant to Rhode Island law you can send them a consideration asking them to discontinue the offending behavior within 20 days. If they do not discontinue the offending behavior, then you are able to file an eviction against them. These types of evictions are lengthy and you must prove that you sent the consideration and that the tenant did not comply with the consideration after receiving the notice. If the tenant is a month-to-month tenant, then it is best to discontinue the offending tenant's tenancy rather than go through the above-described process.

Rhode Island Attorneys legal consideration per Ri Rules of pro Responsibility:

The Rhode Island supreme Court licenses all lawyers in the general custom of law, but does not license or certify any lawyer or attorney as an scholar or scholar in any field of practice.

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252 Forsyth St, Murfreesboro TN

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Interior make Secrets for Selling Houses

Rent To Own Homes In Nashville Tn - Interior make Secrets for Selling Houses

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New concepts in Interior construct psychology are helping home sellers net more money in today's competing real estate market. Therefore, it's worthwhile to spend time planning the changes that will help your home sell for the highest price.

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Develop a general construct plan, holding your target store and budget in mind. Your farranging construct plan truly depends on contribute and demand. How many houses are for sale in your area? How many houses sell each week? Is the selling season cold, warm, or hot? Is it a seller's or buyer's market?

If the store is intriguing fast and buyers are lining up to make offers for homes in your neighborhood, you can do less. But anything your answers to the above questions, you'll still need to do a few things to make your home stand out from the competition.

Know Your Target Buyers

Think about your neighborhood and the buyers purchasing homes near yours. Are they purchasing their first home or intriguing up? This will be foremost to your marketing and construct plan, since the psychological needs of the two types of buyers differ considerably.

First-time homebuyers seek to operate their own environment by owning, rather than renting. Their psychological needs include:

Safety and security

Sense of place or connection

Comfort

Self-control

Move-up buyers often enjoy those benefits, too, but they're ordinarily more concerned in looking a larger home with more amenities for their comfort, self-esteem, and feelings of prestige.

Once you've settle your inherent buyers, you can begin production improvements to your home that will attract them.

Budget Concerns

Spend money only on items that will make a difference in your sales price. Of all repairs, fresh paint is the best venture you can make. New kitchen appliances, upgraded bathroom features, and updated lighting fixtures will ordinarily give a good return for your money, as well.

Sometimes, hiring professional help is worth the extra expense. professional painters work faster and will often cost less than day laborers. Tile installers, rug layers, and electricians also know their trades and will do a great job than most day laborers.

Contractors should have their own disability and liability insurance -- ask for a copy with your contract. Get everything in writing -- including work to be completed, costs, lists of definite materials to be used, time for completion, and cost schedule.

Exterior construct Psychology

Choosing the right colors to paint your home will make a huge difference in your paycheck at closing. Look at the other homes near yours and choose complementary colors.

Did you know that the covering color of houses selling the most speedily is yellow, but the wrong tone or shade of yellow can kill a inherent home sale? Avoid yellows with green undertones and intriguing yellows, and choose pale yellows with creamy or beige shades instead. Warning: colors look darker on huge covering expanses than they do on the minuscule
paint chips you see in the store.

Color Combinations

Paint stores offer many brochures, showing varied combinations of covering paint colors, but most of them also highlight combinations comprise three colors. Limiting your paint choice to only two colors will limit your income potential.

Think fun colors for a fast sale. Think "Disneyland Main Street," where every shop is painted in glorious multi-color. Using a third or fourth color on the covering can add definition to your home's details. Use gloss or semi-gloss paint on wood trim.

Psychology of covering Paint Colors

Take the greatest sales price of your remodeled home into account. distinct colors, especially muted, involved shades, will attract wealthy or highly-educated buyers, whereas buyers with less income or less education will ordinarily prefer straightforward colors.

A involved color contains tints of gray or brown, and ordinarily requires more than one word to describe, such as sage green or forest brown, while straightforward colors are straightforward and pure. Generally, houses in the lower price range will sell faster and for more money when painted in straightforward tones like yellow and tan with white, blue, or green trim.

Interior construct Plans and Secrets

Create a list of work and materials you'll need for each room and then evaluation the time you think it will take for each task. The more planning you do before you begin, the more time and money you'll save.

Psychology of Interior Paint Colors

Daring to use color instead of bland white walls will growth your behalf potential. Did you know that Lynette Jennings tested people's perception of room size and color? A room that was painted white appeared larger to only a few population in the survey, compared to an selfsame room painted with a color, and the perceived difference was only about six inches! Because most population look great surrounded by color, a colored wall also makes them feel happier, and buyers will choose to buy the house that makes them feel happiest.

Entryways should bring the covering colors of the home inside. Repeat variations of the covering shades all the way through your home, which will make the whole home seem to be in harmony. As an added bonus, if buyers love the covering colors, they're going to like the interior colors, as well.

Spending time planning your home's sale, rather than just listing it and then taking your chances, will net you more money, and faster!

Best wishes for a profitable, quick sale.

(c) Copyright 2004, Jeanette J. Fisher. All possession reserved

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Houses For Sale By Owner - Negotiating Tips

Homes For Sale - Houses For Sale By Owner - Negotiating Tips

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Houses for sale by owner, also known as "Fsbos," are a unique case in real estate investment. Buying from an uninformed wholesaler who idea he knew adequate to deal with everything by himself can be frustrating. It can also be very profitable if you are prepared.

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Why do population try to sell a house on their own? Only one primary imagine comes to mind: To save the sales commission. Of policy they regularly underestimate the cost and complexity of going it alone. They end up frustrated and tired of the process, ready to drop the price and be done with it. Help them solve their problems, and your reward can be a good price on a good investment. Keep the following in mind:

1. An owner isn't an agent. Don't ask perhaps obnoxious questions. Don't make negative comments about the house. Either you like it or not, the truth is that it's difficult to get a good deal if the wholesaler doesn't like you.

2. Houses for sale by owner have often been on the store a long time. The wholesaler is regularly tired of the process, and wants it to be done. In other words, you'll get a great price if you are willing to close quickly and easily.

3. Fsbo sellers regularly think they're being smart. Encourage that belief and they'll be more open to your offer. When they have a good idea, tell them so. It is not unethical to make population feel good about themselves when negotiating.

4. They regularly don't have a plan for where to close, where to buy a title policy, where to keep a good faith deposit, etc. Be ready with easy solutions to all these problems. Walk them through the process while letting them feel in control, and you'll both be happier.

5. They have often spent more than they anticipated. Advertising and other costs have already eaten into their imagined extra Fsbo profit. Be kind in negotiating any pre-close expenses - as long as you get your price and/or terms.

6. Pass over problems and return to them later. Once a wholesaler has invested more time in a negotiation, he'll be more inclined to give you what you want.

Professionals will tell you that most houses "for sale by owner" net less than those sold by an agent. It's too late for the wholesaler to recover his money and time spent, however, so he regularly just wants to get the thing sold as beyond doubt and quickly as possible. Help him with that, and you can get a good real estate venture at a good price.

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Inflatable Rentals in Nashville, Murfreesboro, Franklin, Smyrna & Lebanon TN

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Why Should I Get a Home Appraisal?

Rent To Own Homes In Nashville Tn - Why Should I Get a Home Appraisal?

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There are any reasons why man should consider obtaining a home evaluation and I have listed any in this article. Either you are thinking of buying your first home, selling your home, refinancing your home, or becoming a serious real estate investor you need to know the value of your home or investment.

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Buying a home...then you need a home appraisal. Buying a home is a huge purchase, perhaps the largest purchase you will ever make. It amazes me that citizen put more explore into buying a computer than when they buy a home. citizen check all the local electronic stores and Internet sites for the best prices for buyer electronics but rely on others to determine home values. I know that I have spent any days investigating the purchase of a small digital camera that may have cost 0 dollars. I can't tell you how prominent it is to do your explore before you buy a home and to make sure you get an correct home appraisal. Too many citizen buy a home based on how much they can qualify for and based on emotion. When you find a home you like you want to make an offer, so you feel hurried because you don't want to lose the home. If the house is priced at 0,000 dollars you are willing to pay it because you love the home. But what if the home is worth 0,000 dollars. Are you going to feel great about your purchase a year later when the home is still not worth 0,000? You must get a home evaluation before you make an offer.

If you are selling a home you will need a home appraisal. Why? The biggest factor in selling a home is the price. If you want to sell your home fast you need to price it right. I don't care if the home is ugly as sin, if the price is right it will sell. Unfortunately many citizen price their home without doing a allowable appraisal. citizen tend to look at their neighbors house listed price and price their home the same or higher. citizen also list their home based on their real estate agents recommended price. Before you list your home please do your homework and get a reliable home appraisal.

If you are refinancing your home you will need a home appraisal. We know that the bank will order an evaluation but these tend to be inaccurate. The bank wants to make the loan and will usually make the loan for a confident estimate even if the house assuredly is not worth the loan amount. I invest in foreclosures and what I have noticed is that most homeowners owe more than their house is worth. How can this be? The bank wanted to make the loan and take their chances. Don't get in this position. Don't borrow more than what your home is worth. Make sure you get your own home evaluation before you refinance so that you don't borrow more than your home is worth.

As an investor I have to buy homes fast and sell them fast. I don't have a lot of time to look for a homes true value. I have any free home evaluation services that I use to get quick home values. I use real estate agents, online home evaluation websites and I do a lot of neighborhood driving. If you want to buy homes and sell homes you need a good toolbox. A toolbox of online website tools is valuable in today's fast paced market.

Bottom line is if you are buying or selling a home you need to get a home appraisal. There are any online free services but be careful. Many of the online sites are assuredly not free. Do your homework and good luck with your real estate endeavors.

For more information on free online home appraisals, try visiting www.propertyhomeappraisal.com, a favorite website that offers home evaluation tips, guidance and resources to contain information on real estate evaluation services and the best online home value sources.

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generate a Sizzling Home Sales Flyer

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Did you know that the sales flyer is the most important tool in selling a house?

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Even if your home is listed with an agent, check the flyer that your agent has created, to see if you can jazz it up. peruse it closely, to make sure that all your amenities are listed. For instance, a real estate agent made up a flyer for our home and forgot to list "waterfront property!"

Most real estate agents use a proper format for manufacture their flyers. They list features, amenities, price, and contact information (usually with a big photo of themselves). But buyers don't care how beautiful your agent is! They want to know why your home is great than every other house in the neighborhood.

The one sales technique that most real estate agents fail to use effectively when they make flyers is listing Benefits. Like the sales letters you see on websites, a mighty selling flyer will integrate on a home's benefits to the buyer.

Here's a sampling of potential benefits:

1. Enjoy your inexpressive park-like organery
2. Get the space you need to spread out
3. Live in a romantic hideaway
4. Sleep without traffic noise
5. Walk to schools, parks, and shopping
6. Distributor will help pay your windup costs
7. Buy with no money down
8. Move in without having to paint or fix a thing
9. Swim in your own inexpressive lagoon
10. Enjoy your own personal luxury spa

Do you see the pattern? Each of the above examples features an action verb, followed by a benefit.

Don't underestimate the power of a strong sales flyer. Creating sizzling sales flyers that integrate on benefits to the buyer will go a long way toward selling your home quickly, and for more money.

Cheers to your prosperous sale!

(c) Copyright 2004, Jeanette J. Fisher. All ownership reserved.

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Molley the Rent To own Dog jumps for joy to show a Carter Rent To Own house

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Rivermont - MURFREESBORO, TN - Apartment Rentals

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They stopped the Nasvhille traffic because of the Carter Rent To Own deals

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1918 Somerset Dr, Murfreesboro TN

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